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CFAE Introduction

Credit and Financial Analysis Executive (CFAE)

CFAE Objective

This is essentially to produce at each level of PSCFM programmes super-specialist who is academically and professionally qualified to lead, develop, manage, supervise and examine all matters relating to credit management and financial analysis operations at work places.

It’s important to note that as a graduate and leader you are expected to enrol for a credible professional qualification in order to make yourself much more relevant in the labour market as well as maintaining personal prestigiousness in your present place of work. There are also other reasons; for some, it is personal fulfilment or setting an example for your former classmate or co-workers. For others, it is for professional and academic advancement or to acquire new skills and knowledge that will position you for greater advantage.

CFAE qualification at the Postgraduate School of Credit and Financial Management (PSCFM) will help you gain both knowledge and practical experience. You will learn from senior professional credit and financial analysts who will support your academic and career goals, equipping you to compete in the credit management and financial analysis job market.

Prepare To Be Global Citizen

National and multinational employers, business leaders, investors, entrepreneurs, and corporate managers are frustrated by graduates' lack of suitability for employment; to them many graduates lack the transferable skills necessary in the fast-moving global economy, as well as the need for employers to respect value of their qualifications. Another constraint is that some graduates are holding qualifications that lack labour demand. Employers are now insisting that all learning programmes should be structured to precisely tally with areas needed to improve graduate employability with expected robust transferable skills capacity.

Next is PSCFM

Founded in 1995, the Postgraduate School of Credit And Financial Management (PSCFM) is Nigeria's top-tier specialist postgraduate higher education institution, offering taught courses in credit management and financial analysis which are tailored to the needs of individuals, business and society. The focus of PSCFM is on lifelong learning as well as equipping individuals with the relevant transferable skills and qualifications in all areas of credit management and financial analysis, combining professional qualification with academic rigour to deliver high-class outcomes that help student and alumni to keep ahead of the curve in the global credit management and financial analysis in the 21st century credit business and economic environment.

How PSCFM Stand Out In The Crowd

PSCFM programmes have distinguished itself from all other finance related, economics and general management-related programmes. Thematically, the structure of PSCFM's programmes module and descriptors focuses on developing student in all areas of credit management and financial analysis including credit risk modelling, business environment and law, financial risk analysis, applied corporate finance, artificial intelligence for finance and data mining, statistics for business, among others. We aim to bake student to fit into any spectrum of credit management and financial analysis in different sectors of any nation's economy. This makes PSCFM super unique from other bodies for credit management and financial analysis or similar institution anywhere that are increasingly focusing on the financial services, general management, leadership and corporate governance.

Programme Duration And Target Audience

The duration for CFAE programme duration is twelve months of intensive classroom and online lecture covering all areas specified in the curriculum. The programme is designed to have enrollment of those working as credit officer, credit analyst, credit administration and risk supervisor, credit and marketing executive, remedial executive, among others, who are looking to obtain specialist qualification in credit management and financial analysis with a view to further enhancing their career or considered for promotion in their present place of work. Those holding qualifications that have no direct bearing with the job they were employed for can now enroll for this programme to give them the opportunity to reach out to other employers, thus pulling themselves out of the non-demand qualification restriction.

Where to Study and Your Tutors

As a CFAE registered student, you will study with PSCFM at its study centre in Lagos or Abuja a range of credit management and financial analysis subjects and also gain valuable experience from your lecturers who are themselves currently working or have in the past worked as directors or managers of credit, top flight credit and financial analysts, and credit administration senior executives in their various companies or organizations – they really have seen it all! Alternatively, you may also take advantage of our e-learning platforms to undergo your studies for those outside our study centres.

Study With Us From Anywhere In The World

We run CFAE course, and indeed all our courses via Virtual Learning Environment (VLE) – Online learning platform using zoom.
• Study with us wherever you are – all you need is a computer or your mobile phone with internet access.
• Benefit from peer-to – peer support, engage in stimulating discussion and join a worldwide community of CFAE learners
• Receive personal feedback on your work from CFAE expert tutors
• Access class resources for six months after your course finishes
Pursue a lifelong passion, enhance your professional development or learn a new skill in credit management and financial analysis.
Please note that all our online courses are running as scheduled.

CFAE And You

The Credit and Financial Analysis Executive (CFAE) will enhance your career in various ways. The high quality twelve (12) month course duration is fully supported by ICA Nigeria and LPCMC United Kingdom and is delivered 100% online to those who are equally 100% separated by distance and are unable to attend classes.

CFAE and Job Market

Leveraging on the robust relationship existing between ICA, PSCFM and employers of labour in Nigeria over the years, all our CFAE students stands the chance of getting a job in credit management and financial analysis industry even before they complete their studies as we expect them to commit genuine attention to their studies to achieve this. Surely, 80% of CFAE holders can be in employment within Nigeria, or further study within six months in the United Kingdom if they are financially able. We really aim at 100% overall satisfaction that cannot be matched. Yes, that’s the bigger opportunity.

As a team, CFAE course tutors are committed to providing support to students in every way ethically possible. However, this depends on student performance and commitment to learning activities.

PSCFM is open to work with credit granting organizations in both private and public sectors to solve the most complex challenges in credit management, credit administration and credit/financial analysis environment that they are inevitably going to face post – Covid -19 era.

Our cutting-edge thinking can help to avert tendency for a lax business credit portfolio regime through research collaborations, consultancy, education and networking – or by hiring our well-baked credit management and financial analysis specialist graduates.

CFAE Course: What You Should Expect

On this credit and financial analysis course at CFAE level, you will learn essential principles while developing the practical skills you need to succeed.

Our professionally and academically qualified tutors all have a robust industry experience and contacts, most of them currently working or have worked and still keeping contact with industry friends, colleagues and associates; with their guidance you will grow your understanding and confidence of current practices in the art and science of credit management and financial analysis – specifically, how credit management and financial analysis, credit administration and credit risk measurement activities are done by those employed in credit management and financial analysis operations.
Alongside student’s own specific professional abilities, this course will impact to student’s transferable skills that will help to clearly stand out to potential employers in the credit management and financial analysis industry. These include research, analytical, and communication skills.

At PSCFM, we have a culture, and pride ourselves in putting student first, meaning that student will always have attention of our tutors when needed. That’s to say, tutors work with student as an individual to make the most of your career opportunities.
You will listen to, learn from, discuss with and gain hands-on experience of how credit management and credit business in different industries and sectors of the economy work through:
• Lectures
• Seminars
• Tutorials
• Workshops
• E-learning Platforms

The Postgraduate School of Credit and Financial Management (PSCFM) Nigeria runs its programme in affiliation to the Institute of Credit Administration (ICA) Nigeria, and London Postgraduate Credit Management College (LPCMC) United Kingdom. Therefore, upon completion of CFAE Programme with certificate, students will be awarded reasonable exemption to the “Member” membership requirements of the ICA.

PSCFM Welcome Collaboration With Universities

All PSCFM’s programmes’ curriculums with a robust module descriptors were designed, developed and delivered by four foreign professors, including Nigeria’s Professor Chris Onalo whose expertise cuts across trade credit, financial and international credit management, financial accounting, banking and corporate finance, macroeconomic and general management, among others.

PSCFM welcome collaboration with any properly formed university with excellently globally accepted and recognized accreditation, who may be interested in assessing and adopting its programmes curriculum and module descriptors as “adequate”, leading to an exclusive partnership between the two Institutions, which will imply that once a student complete his or her professional study at PSCFM, such a student will receive a degree from the partner university if she or he so desired.


To allow wider registration for this course, and to give equal opportunity to everyone to actualize their dreams of becoming certified credit management and financial analysis professionals, we have deliberately pegged fee payable for CFAE course as follows:

• CFAE Course Fees:
1. Regular Student (12 months) - N411,000.00
2. ICA MCMAIP Student (6 months) – N250,000.00

CFAE Qualification Equivalent

The robustness and industry-relevant learning curriculum and modules descriptors of this specialist professional programme makes CFAE qualification to be at par with and/or the equivalent of a Master’s Degree.

To Register for CFAE Programme

Please follow the following steps
- Send us an email requesting for CFAE Admission Form

PSCFM bank account details:

1. Account Name: Postgraduate School of Credit & Financial Management
Name of Bank: Union Bank of Nigeria Plc (any branch)
Account Number: 0005290746

2. Account Name: Postgraduate School of Credit & Financial Management
Name of Bank: Ecobank Nigeria Plc (any branch)
Account Number: 0492002833

3. Account Name: Postgraduate School of Credit & Financial Management
Name of Bank: First Bank of Nigeria Plc (any branch)
Account Number: 2000587530

4. Account Name: Postgraduate School of Credit & Financial Management
Name of Bank: Access Bank Plc (any branch)
Account Number: 0017345651

- Submit scanned copy of your completed Registration Admission Form to this email: [email protected]

Or hand deliver your completed Registration Admission Form to our Admission Office at: ICA Office, Old No 1, Mabogunje Road, Oniru Estate, Victoria Island, Lagos-Nigeria.

Call Us

Send Us Email:
[email protected]
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Lagos Admission Office
The postgraduate School of Credit & Financial Management,
Old No 1, Mabogunje Road, Oniru Estate, Victoria Island, Lagos
Tel: 08183569522, 07033814790, 08127808900, 0705-5853470
Email: [email protected]
[email protected]
[email protected]
[email protected]
[email protected]
Twitter: @official_pscfm
Facebook: The Postgraduate School of Credit & Financial
Management Website: postgraduatecreditschool.net

Abuja Admission Office
ICA Office:
No. 4, Eke A Yusufu Close, Crown Plaza Suite 15,
behind Eterna Filling Station, Utako, Abuja.
Tel: 08095123576, 09020930230,
09050708517, 07061384103
Email: [email protected]
Website: postgraduatecreditschool.net

    Credit and Financial Analysis Executive (CFAE) Brochure

    Download programme brochure